The Blog

Have you ever needed toasting more for literally making it through a year?

As we continue to power through the end of 2020, it’s time to look back on how consumer spending behaviors have significantly changed in light of the global pandemic. With a load of social restrictions put in place, everything from travel plans to socializing at bars and restaurants have been put on hold, impacting the ways consumers are spending their money.

Probably not the words you want to read at the moment. That’s because the big old system your credit currently falls under is pretty important, and pretty unfair. Either that or you have no clue why you should even care about your credit score so this seemed boring. Let’s tackle both.

Cleo Confessionals

We just raised $44M in a Series B round led by EQT Ventures, a very decent group of people. They love companies with a mission to do good. But to be honest, what they were most impressed with, was you. A supportive community of roast lovers chatting to Cleo and helping us build something that makes an impact.

At Cleo, we're very much about iterating on our agile process and finding the right approach for each team. As we entered Q3 of 2020, we significantly changed the makeup of one of our teams. The team was operating on auto-pilot since the change and was continuing to follow the agile processes that the team had been following in Q2. We noticed that the cycle times were increasing rapidly not long after, which set off some alarm bells.

*Don't know who needs to read this, but you are in charge of your money.

Cleo's Survival Kit: Personal Budgeting Tips

About one-fifth of the world’s population is in the same purgatory-like state of lockdown, recent figures have reported. And while our collective mental health, along with the economy, are both approaching one of the most dramatic downturns in recent history, it feels like there could be some silver lining deep down in there… somewhere.

2020 has been A YEAR and it’s not even over (aside from the whole reset thing we did, thank God). But where there is struggle, there is often learning and we've learned a lot in the last few months.

Alright y'all, ready for some boring adult talk? No? Too bad, it’s important! On the real though, even though nobody really likes credit scores, we have to adhere to some unavoidable societal norms and everything and this is one of those very unavoidable ones. Understanding your credit score is by no means the easiest endeavour, but once you have a good handle on it, your financial life will be a lot easier. Today in the Cleo blog, we’ll break down how these scores work, what they’re used for, how they’re calculated, and how you can raise them. You ready to get this over with? Top off that coffee and let's do it to it.