The Blog

Have you ever needed toasting more for literally making it through a year?

Probably not the words you want to read at the moment. That’s because the big old system your credit currently falls under is pretty important, and pretty unfair. Either that or you have no clue why you should even care about your credit score so this seemed boring. Let’s tackle both.

As we continue to power through the end of 2020, it’s time to look back on how consumer spending behaviors have significantly changed in light of the global pandemic. With a load of social restrictions put in place, everything from travel plans to socializing at bars and restaurants have been put on hold, impacting the ways consumers are spending their money.

Cleo Confessionals

We just raised $44M in a Series B round led by EQT Ventures, a very decent group of people. They love companies with a mission to do good. But to be honest, what they were most impressed with, was you. A supportive community of roast lovers chatting to Cleo and helping us build something that makes an impact.

At Cleo, we're very much about iterating on our agile process and finding the right approach for each team. As we entered Q3 of 2020, we significantly changed the makeup of one of our teams. The team was operating on auto-pilot since the change and was continuing to follow the agile processes that the team had been following in Q2. We noticed that the cycle times were increasing rapidly not long after, which set off some alarm bells.

*Don't know who needs to read this, but you are in charge of your money.

Raise your hand if you need some more money right about now. You didn’t raise your hand, but you related. Well done pretty much everyone for being honest.

We all want more money, probably. And we all want it fast, definitely. Sure it can’t buy happiness, but it can buy a less stressful lifestyle when you have enough of it. Undeniably, being comfortable leads to a certain level of contentment and ease. It’s not the be all and end all, but it’s pretty good to have. It makes sense that people want to know how to make money fast and often. Luckily, we’ve got plenty of tips for you since money is kind of our bag. Not only ours though, our Twitter community came through with a load of saving tips.

You know what sucks? When you really want to buy that new jacket but your bank balance tells you it’s a bad idea. You know what sucks even more? When rent is around the corner and you’re not sure if your bank balance is even going to cut it this time around. Wouldn’t it be nice if there was just like, infinite money in there? We’d have to rework the whole capitalist society thing and our big unfortunately misplaced sense of purpose, but it’d probably be great in the end. The point is, life is better when you’re not worried about your bank balance. But how do you get your sh*t together enough to literally not have to think about it? With Cleo. Here’s how to keep your bills in check and maybe even manage a treat-yourself budget too. Tips incoming.

Alright y'all, ready for some boring adult talk? No? Too bad, it’s important! On the real though, even though nobody really likes credit scores, we have to adhere to some unavoidable societal norms and everything and this is one of those very unavoidable ones. Understanding your credit score is by no means the easiest endeavour, but once you have a good handle on it, your financial life will be a lot easier. Today in the Cleo blog, we’ll break down how these scores work, what they’re used for, how they’re calculated, and how you can raise them. You ready to get this over with? Top off that coffee and let's do it to it.