May 21, 2020
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Budgeting

From salary advances to breakups – you asked, we answered

Last week in our Covid catch up email (if you wanna join the chat, we’re in your inbox every other Thursday with a load of good sh*t like this), we asked you what was up. Turns out, you got a lot on your mind. Here's the reply.

I CAN’T STOP ONLINE SPLURGING???

Yes, you can.

If you’re on Cleo Plus you’ve got Swear Jar – tell Cleo which sites you hit up most and she’ll set up a direct debit that puts $1-10 (your call) into your pot each time you commit the crime.

If you’re not on Plus but do need to be stopped, give Spendr a go – just say 'rate my spends' to Cleo and she'll have you rating your past purchases, which she’ll then help you work on going forward. We’re leaving those toxic relationships behind.

UR MOM

... AI.

HOW DO I GET A SALARY ADVANCE?

Right now you can get a salary advance of up to $100 on Cleo Plus. Let’s cut through the bullsh*t though – not everyone is eligible.

There are certain things that qualify you, and it’s often those who need the money the most that aren't able to get it. That’s not fair, so we went and made Cleo Score.

TLDR; by working with Cleo you can unlock yourself some $$$.

Get clued up here.

CAN’T CONNECT SANTANDER ANYMORE, HOW COME?

Great news, you definitely should be able to connect your Santander account. Wanna make sure all of your details are filled out right? Isolation does weird things to yuor spelilng. Still stuck? Head here.

MY DICK

Pornhub Premium is free now and you’ve gotta pass the time somehow so well done on the low-budget activities, I guess.

NEED MONEY

Make sure your bank account is linked up

Make sure your Cleo Wallet is set up – just say 'wallet' to cleo.

Make sure you’ve activated your Survival Kit – again, just say the word(s)

Sit tight.

CAN’T LINK MY BANK COS HAVE TO SORT IRL, CAN YOU JUST SEND ME VAGUE ROASTS?

As if made for you, we’re doing some personal roasting on our IG stories this Fri 22. Fancy getting Cleo’d in front of 100k? Tag us in your most outrageous pandemic purchase and if you make it onto our story, you’ll get $50 dropped into your Cleo wallet. Good luck.

MICHELLE

Isolation crush? If you want to impress her, tell her to type MichelleIsReallyFine to Cleo and we’ll tell her you’re a boss (DM us on Twitter, and we’ll get this sorted)

I JUST BROKE IT OFF WITH MY DUDE

And you’re gonna thrive. Something made you do it, remember that. No one should advise someone with no insight (we’ll stick to the finances), but we can say that there’s no time like the long days of isolation to do some work on loving you. Hype mode’s always got you.

I NEED $100

How about $250?

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General

So this is where you're spending your money... thirsty?

Now, we expected some kind of shift in spending, you know, given the world is literally on it’s ass right now. But these. These are some weirdly iconic ways of coping with stress – here are the outlets with your biggest % increase in spending since Feb.

Wednesday, May 20, 2020
Building Credit

Understanding Your Credit Score: How Does this Junk Work Anyway?

Alright y'all, ready for some boring adult talk? No? Too bad, it’s important! On the real though, even though nobody really likes credit scores, we have to adhere to some unavoidable societal norms and everything and this is one of those very unavoidable ones. Understanding your credit score is by no means the easiest endeavour, but once you have a good handle on it, your financial life will be a lot easier. Today in the Cleo blog, we’ll break down how these scores work, what they’re used for, how they’re calculated, and how you can raise them. You ready to get this over with? Top off that coffee and let's do it to it.

Thursday, November 12, 2020
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Screenshot of the chat screen and paycheck breakdown feature