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Alright y'all, ready for some boring adult talk? No? Too bad, it’s important! On the real though, even though nobody really likes credit scores, we have to adhere to some unavoidable societal norms and everything and this is one of those very unavoidable ones. Understanding your credit score is by no means the easiest endeavour, but once you have a good handle on it, your financial life will be a lot easier. Today in the Cleo blog, we’ll break down how these scores work, what they’re used for, how they’re calculated, and how you can raise them. You ready to get this over with? Top off that coffee and let's do it to it.

Recessions are out of our immediate control and though it seems unfair, there's still no Sims-esque hack for multiplying our money (we'll let you know as soon as we find one). The good news is that they’re part of the normal economic cycle. Unfortunately, we can’t cancel 2020 (though we can reset it). We can dance in the flames of this dumpster fire of a year once we tackle how to prepare for a recession by optimizing our financial support system. Luckily for you, Cleo’s got some hacks and has your back.

About one-fifth of the world’s population is in the same purgatory-like state of lockdown, recent figures have reported. And while our collective mental health, along with the economy, are both approaching one of the most dramatic downturns in recent history, it feels like there could be some silver lining deep down in there… somewhere.