June 11, 2020
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General

Michael will get you through a hangover

Things are tough right now and turns out, pandemics don’t spare your finances. On a mission to help where we can, we made Random Acts of Relief. Long story short – Michael gifted some money to someone in need and left this truly iconic note alongside it. We did what anyone with an aching desire for words of affirmation right now would do and hit him up for MORE.

Here’s how we can all wade through the perils of life, à la Michael.

DISCLAIMER: Michael is not a trained therapist, nor is he claiming to be – he’s just a really, really, really nice guy with some really, really, really nice words. Ok, let’s go.

DIRTY HANGOVER

“It’s Friday, and whether it’s Zoom or ‘normal’ life, you feel like partying like there's no tomorrow. There is a tomorrow though, and you celebrated a little too much. You wake up the next day and, yep, you have one thick hangover. Do not fret because fortunately, this hangover will not last forever. Don’t let it bring your day down, or do. But as you try desperately to detoxify yourself with Kombucha or Gatorade, think about positive things to come like, you know, next Friday.”

BREAKUP HELL

“You thought they were the one for you but it turns out, they’re not. If you’re blaming yourself then STOP. The breakdown of a relationship isn’t one person’s fault. You are not to blame! Somewhere down the road you will feel full again, no ifs, ands or buts about it. Take it from the guy writing this. Don’t beat yourself up about this. You are a strong person.”

FANCY A BIG SPEND

"You got a bonus, a big cheque, or maybe you just NEED to treat yourself. There are soooo many questionable things you want. A fishing pole, a boat, or even a brand new gaming laptop with liquid cooling valves and a VR headset. STOP. Quick, just check to see if you have any upcoming payments or memberships that are gonna hit before your next paycheck. Say it after me – better safe than sorry!!!”

If you still feel like you need to be told you're IT, head here.

If you're feeling top already, send this to your friend with a dirty hangover right now, we all have at least one.

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Building Credit

Understanding Your Credit Score: How Does this Junk Work Anyway?

Alright y'all, ready for some boring adult talk? No? Too bad, it’s important! On the real though, even though nobody really likes credit scores, we have to adhere to some unavoidable societal norms and everything and this is one of those very unavoidable ones. Understanding your credit score is by no means the easiest endeavour, but once you have a good handle on it, your financial life will be a lot easier. Today in the Cleo blog, we’ll break down how these scores work, what they’re used for, how they’re calculated, and how you can raise them. You ready to get this over with? Top off that coffee and let's do it to it.

Thursday, November 12, 2020
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